Sra. Isabel says that this is the first time she has joined a Communal Bank with Pro Mujer after receiving an invitation from one of her friends. She currently has a business that sells scrap metal. Isabel learned this trade from a friend and has been working for many years. The loan she is receiving now will be used to increase her capital for buying scrap metal, which she will acquire at the fairs in the city of La Paz and then sell from her retail space. Working in this manner enables her to help her family move forward. Isabel is single and has two children.
When asked what she likes about Pro Mujer, Isabel said that she enjoys the training classes and the savings. In the photograph, Sra. Nelly was not present because she had to attend to immediate business.
La señora Isabel cuenta que es la primera vez que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una de sus amigas; en la actualidad ella tiene un negocio de venta de chatarras, mismo que trabaja hace varios años aprendiendo el mismo de su amiga.
El crédito que ahora sacará es para aumentar su capital (compra de chatarras) los que comprarán de las ferias de la ciudad de La Paz y posteriormente lo venderá en su espacio de comercialización. Esta forma de trabajo apoya a salir adelante a su familia pues ella es soltera y tiene dos hijo.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta la capacitación y el ahorro.
En la fotografía no parese la señora Nelly, ya que ella tenía que ir a su comercio de inmediato.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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