Las Bolivianitas Group
Sra. Cristina joined a Communal Bank through Pro Mujer 12 years ago so that she could participate in the training classes. She currently has a business selling baby clothes. She learned the trade from a friend and has been in this line work for many years. The loan she is receiving now will be used to increase her capital for buying baby clothes at the fairs within the city of La Paz. These items will eventually be sold from her retail space. Working in this manner allows her to help her family move forward. Cristina is married and has five children.
When asked what she likes about Pro Mujer, Cristina said that she enjoys the training classes and the savings.
La señora Cristina cuenta que hace doce años que integra una Banca Comunal dentro de Pro Mujer y que para esto recibió capacitaciones; en la actualidad ella tiene un negocio de venta de ropa de bebe, mismo que trabaja hace varios años aprendiendo el mismo de su amiga.
El crédito que ahora sacará es para aumentar su capital (compra de ropa de bebe) los que comprarán de las ferias de la ciudad de La Paz y posteriormente lo venderá en su espacio de comercialización. Esta forma de trabajo apoya a salir adelante a su familia pues ella es casada y tiene cinco hijo.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta la capacitación y el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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