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Tancara Group
In this Group: Josefina , Carmen , Elizabeth, Angelica , Dionicia, Claudia Alejandra, Yolanda Carmen, Rosalia, Zenaida , Juan Reynaldo, Alicia , Benedicta
The Communal Bank "Tancara" is in its sixth loan cycle as part of the Juan Pablo II Community Center. The group consists of 12 members and Sra. Benedicta serves as the treasurer. The members have developed business activities that include making braided blankets, selling clothes, selling shoes, selling "salchipapas" (sausages and potatoes) and soft drinks, selling plush toys, selling CDs and DVDs, selling coffee, selling vegetables, selling batteries, managing a neighborhood store, and selling candy.


Sra. Benedicta joined a Communal Bank through Pro Mujer two years ago after receiving an invitation from one of her group members. At the moment, she has a business of selling coffee and sweets. She learned this trade from her mother and has been working for several years. The loan she is receiving now will increase her capital for buying sugar, which will be purchased at the fairs in the city of El Alto and then used to make what she sells in her establishment. Working in this manner helps her family get ahead. Benedicta is single and has one child.


When asked what she likes about Pro Mujer, Benedicta said that she enjoys the training classes and the savings.

View original language description ↓
La Banca Comunal “TANCARA” inicia su sexto ciclo en el Centro Focal de Juan Pablo II, está compuesta por doce integrantes donde la señora Benedicta es la tesorera. Las actividades que desarrollan dentro del grupo son distintos, entre ellos tenemos: trenzado de mantas, venta de ropa, venta de zapatos, venta de salchipapas y frescos, venta de peluches, venta de CD y DVD’s, venta de café, venta de verduras, venta de pilas y baterías, tienda de barrio, venta de dulces.
La señora Benedicta cuenta que hace dos años que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una de sus compañeras; en la actualidad ella tiene un negocio de venta de café y dulces, mismo que trabaja hace varios años aprendiendo el mismo de su madre.
El crédito que ahora sacará es para aumentar su capital (compra de azúcar) los que comprarán de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo venderá en su espacio de comercialización. Esta forma de trabajo apoya a salir adelante a su familia pues ella es soltera y tiene un hijo.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gusta la capacitación y el ahorro.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 85
    View loans »
    Bolivia Loans Fundraising
  • $28,132,275
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Tancara Group's $4,775 loan helped a member to buy sugar.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2012
Listed
Jun 19, 2012
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2012