Sra. Josefa joined a Communal Bank with Pro Mujer one year ago after receiving an invitation from one of her other group members. She currently has a business of selling natural medicines. Josefa learned this trade from her parents and has been working for several years. The loan she is receiving now will be used to increase her capital for buying natural medicines, which will be purchased from the people who make them and then sold from her established vending post. Working in this manner helps to move her family forward. Josefa is single and has two children.
When asked what she likes about Pro Mujer, Josefa said she enjoys the health clinic.
La señora Josefa cuenta que hace un año que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por una de sus compañeras; en la actualidad ella tiene un negocio de venta de medicina natural, mismo que trabaja hace varios años, aprendiendo el mismo de sus padres.
El crédito que ahora sacará es para aumentar su capital (compra de medicamentos naturales) los que comprarán de las personas que elaboran y posteriormente lo venderá en su puesto fijo. Esta forma de trabajo apoya a salir adelante a su familia pues ella es soltera y tiene dos hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que el el consultorio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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