Plan Director - Cusco Group
Elizabeth is 30 years old, married with one child. She alternates her daily activities working Monday to Friday in a public institution, and at the same time is an architect by trade. She is a cheerful and responsible person with a strong will to get ahead, which is how she does well by her family.
Elizabeth is requesting a loan to pay for her master's studies.
The other borrowers work in a cake shop, run a filling station, and the rest work in public institutions.
The borrowers who appear in the separate photos requested permission to arrive late to the meeting, for work reasons.
Elizabeth appreciates this method of getting a loan, and promises to make her payments.
La socia Elizabeth tiene 30 años ,casada y tiene 1 hijo; la socia alterna sus actividades diarias trabajando de lunes a viernes en una institución pública, a la vez la socia es arquitecta de profesión, la socia es una persona alegre y responsable con muchas ganas de continuar adelante, siendo de esta manera que la socia saca a su familia adelante.
La socia solicita el préstamo para pagar sus estudios de su maestría.
Los otros socios se dedican a trabajar en una pastelería, administrar un grifo y los demás trabajan en instituciones públicas.
Los socios que salen en la foto adjunta ,son socios que pidieron permiso para llegar tarde a la reunion por motivos de trabajo.
La socia agradece este medio por el cual le facilita el crédito y se compromete a cumplir con los pagos.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid