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Ledis Esther
Ledis is a 34 year old woman who offers hair cutting, hair treatments, waxing and coloring, among other services, at her beauty salon located in Las Nieves de Barranquilla neighborhood. She is requesting her first Kiva loan in order to buy a hairdresser’s chair, a dressing table and a cabinet to offer better service to her customers.

Ledis has always been attracted by anything related to beauty. For this reason she decided to take a course in hairdressing four years ago where she learned much about the profession. Once she finished, she started doing hair at people’s homes and gradually became known and acquired customers. However Ledis wanted to have a fixed location where she would have all the equipment needed to provide her services. Thus she applied for a loan with a financial institution and with it bought the basics needed to start her business at home. Her customers are her neighbors in the area, although she will still go out to someone’s home when it is required.

Ledis pays cash weekly for the materials that she uses and buys from distributors in the city center. Her principal dream is to have a large place, well supplied with all the equipment needed, separate from her home.

She lives in a common law relationship and has three minor children. She wants to see them educated and grow up under the best conditions. That is why she does her best for her customers, so that she can increase her sales and earn more income.
View original language description ↓
Ledis es una mujer de 34 años que presta servicios de corte, tratamientos capilares, cepillados, colorimetría, entre otros, en su salón de belleza ubicada en el barrio Las Nieves de Barranquilla. Solicita su primer crédikiva con para comprar una silla de peluquería, un tocador y un gabetero para ofrecer un mejor servicio a sus clientes. A Ledis siempre le llamó la atención todo lo relacionado con la belleza, es por esto que hace 4 años decidió hacer un curso de peluquería donde aprendió muchas cosas del oficio. Una vez lo terminó empezó a hacer peinados a domicilio con lo que poco a poco se dio a conocer y a adquirir su clientela. Pero Ledis quería establecerse en un lugar fijo donde tuviera todos los implementos para prestar el servicio, por esto recurrió a un crédito con una entidad financiera con el que compró lo básico para montar su negocio en la casa. Sus clientes son los vecinos del sector, aunque todavía atiende a domicilio a quien lo requiera. Compra de contado los materiales que utiliza, semanalmente en distribuidoras del centro de la ciudad. Su principal sueño es tener un local amplio bien dotado con todos los enseres, aparte de su vivienda. Vive en unión libre y tiene 3 hijos menores de edad, a los cuales desea formar y ver crecer con las mejores condiciones, es por esto que día a día se esmera por atender bien a sus clientes para así aumentar sus ventas y obtener mayores ingresos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 470
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,784.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ledis Esther to purchase a hairdresser's chair, a dressing table and a cabinet.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 5, 2012
Listed
Jun 18, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013