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Hubertine Espérencia
Hubertine Espérencia is 41 years of age and lives in Benin. She is marked to Jonas. She never attended school, but learned the dressmaking trade.

Together the couple has three children, all of whom are at school. In addition, they also have another child under their care. Together Hubertine Espérencia and her husband cover the various household expenses. To meet these expenses, Hubertine Espérencia has worked as a dressmaker for about 20 years. In addition, she also sells clothing in her workshop and at home. This business allows her to meet the needs of her children, and to help cover her own needs.

Hubertine Espérencia wants to better equip her dressmaking workshop by buying fabrics, which will allow her to efficiently meet her customers’ requirements. For this reason, she has requested a third loan from Alidé. Her first two loans were successfully repaid.
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Hubertine Espérencia est âgée de 41 ans et vit au Bénin. Hubertine Espérencia est mariée à un certain Jonas. Hubertine Espérencia a peu fréquenté l’école, mais a appris la couture. Le couple a trois enfants, tous scolarisés. En dehors de leurs enfants, le couple a un autre enfant à leur charge. Hubertine Espérencia et son mari assurent ensemble les diverses charges de la maison. Pour faire face à ses différentes charges, Hubertine Espérencia exerce le métier de couture depuis vingt ans environs. Parallèlement à cette activité, Hubertine Espérencia vend des vêtements dans son atelier et à son domicile. Cette activité lui permet ainsi de satisfaire aux besoins de ses enfants et de subvenir à ses besoins. Hubertine Espérencia désire mieux équiper son atelier de couture par l’acquisition des tissus, ce qui lui permettra de répondre efficacement aux exigences de sa clientèle. Pour cette raison, Hubertine Espérencia sollicite pour la troisième fois un crédit auprès de ALIDé. Les deux premiers crédits ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 519.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Hubertine Espérencia to buy fabrics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 19, 2012
Currency Exchange Loss:
Jul 21, 2013