Tuvemubujiji /rbv Group
Speciose is 45 years old. She is married and has 6 children, ages 8 to 18, five of whom are in school. She completed six years of primary school.
Speciose is a potato farmer. This is her third loan cycle with ACB. She will use her loan to buy 35 kg of maize seeds, 200 kg of fertilizers, and to pay for the cost of labor.
In order to boost her farming business, she is planning to buy other fields and increase the surface area of her cultivated land. In the coming years, she would like to become a professional farmer.
With the profits, she is planning to continue to pay her children's school fees and would also like to build a house for her family.
Speciose est agriculteur des pommes de terre. C’est son troisième cycle de prêt avec ACB. Elle va utiliser son crédit afin d’acheter 35 kgs des maïs des semences, 200 kgs des fertilisants et payer la main d’œuvre.
Pour faire croitre son agriculture, elle planifie d’augmenter l’étendu de son agriculture en achetant des autres champs. Dans les prochaines années, elle voudrait être une agricultrice professionnelle. Avec les profits, elle prévoit de continuer à payer les frais scolaire pour ses enfants et bâtir une maison pour sa famille.
About Amasezerano Community Banking, S.A.Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid