Sum, age 30, is a humble villager from Baray district in Kompong Tom province. She lives there with her husband and two school-age children. She owns one-and-a half hectares of farmland, on which she grows rice and a few kinds of vegetables to add to her husband’s income. Her husband shares his responsibilities for the family by transporting and selling firewood from a trailer, earning an average of $7 per day.
With the requested amount, Sum will purchase a cow for both farming and transporting firewood. In the coming years, Sum wants to upgrade the way she farms. She wants to buy a plowing machine, a water pump, and other farm machines that can be used to increase her productivity.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.