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Joe
Joe is 34 years old and has been in a relationship with 23-year-old Marleni for five years. He has two children who are 5 and 12 years old. He owns his own home and there, together with his family, he shares the happiness of making progress in life and achieving success.

Joe is in the construction trade. He is a builder. He does private work and works on recommendations. He is very meticulous in his work and always looks to leave any job in tip-top condition so that his customers are satisfied and happy with the job. In addition to this work, he also works as a carpenter. Joe has been in this trade for four years. Both of these businesses make him good profits which allow him to cover his family's basic needs. What he enjoys about his work is that he is able to suggest new building styles to his customers and, when he puts them into practice, he becomes very emotional when he sees his finished work. He is passionate about improving his work and being able to own his own building company.

This is Joe's second loan from MFP. He is very happy to know that he has financial support as it makes him feel more secure in making progress in his work. He pledges, once again, to make his loan repayments on time as he did with his previous loan. Joe is very happy to belong to his community bank because all the members are very responsible and supportive people.

Joe will use the 1,000 soles that he has requested to replace the tools that he uses in his building work (metric tape measure, trowels, plasterers hawks, polishers, etc.)
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Joe tiene 34 años, lleva una relación sentimental hace 5 años con Marleni, de 23 años. Tiene dos hijos de 5 y 12 años. Su casa es propia y ahí comparten, en familia, la felicidad de seguir adelante y conseguir el éxito.

Su trabajo consiste en la construcción, es albañil. Actividad que realiza de manera particular por recomendación. Él es muy detallista en su trabajo, es por eso que siempre busca dejar una obra en óptimas condiciones para que sus clientes se sientan satisfechos y contentos con su labor. Se dedica a esto hace 10 años, algunas veces solo y otras veces en grupo, dependiendo de la magnitud de la obra. Alterna este trabajo con la carpintería, lo cual realiza hace 4 años, ambos le generan buenas ganancias, con los que alcanza a cubrir las necesidades básicas en su familia. Lo que le gusta de su trabajo es que puede proponer a sus clientes formas novedosas de construcción y cuando las pone en práctica se emociona mucho al ver su trabajo culminado. Su pasión es buscar la mejorara de lo que hace y poder tener su propia empresa de construcción.

Este es su segundo crédito con MFP, está muy contento de saber que tiene un apoyo financiero, ya que así se sentirá más seguro de avanzar con su trabajo. Asimismo, se compromete, una vez más, a cumplir con el pago puntual de sus cuotas como lo hizo anteriormente. Y está muy contento de pertenecer a su banco comunal, ya que todos sus integrantes son personas muy responsables y solidarias.

Con el monto solicitado (S/. 1000) renovará las herramientas de trabajo que usa en la construcción (la cinta métrica, paletas, frotachos, pulidores y otros).

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD