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Eliu
Eliu is 52 years old, and is a very pleasant and hardworking man. His partner of 30 years is Nancy, who is 45 years old. Eliu owns his house, which he and his partner built with much effort and intense work days. They live with their youngest daughter (they have four children in all) who is 18 and is hard at work studying for her professional career.

Eliu makes a living selling groceries, vegetables, and other basic necessities. He has a small grocery store that he has set up in his home. He and his partner work every day attending to customers who come to purchase the products they need for food preparation. Eliu’s store is open from five in the morning, and he treats each of his customers with great respect.

Eliu has had this business for about 5 years, and was able to make economic progress during that time; however, he felt that this wasn’t enough, since the income he earned from sales wasn’t sufficient to provide his family with a decent life. That is why Eliu started working part-time providing a security service on the streets of the city, and he receives a monthly salary for that work. The bad thing about that job is that he has to stay awake for long hours, but that is more than compensated by his neighbors, who show him how much they appreciate and respect him for making them feel protected.

When Eliu started out with his store he had many difficulties, since he allowed his neighbors to pay on credit, and then they either didn’t pay him on time or else didn’t pay him the full amount of their debt. Over time the situation has improved, and Eliu has learned from his experiences.

This is Eliu’s sixth loan with MFP, and he appreciates this opportunity and the confidence that has been placed in him. He promises to make all of his payments on time. He is grateful to be part of his communal bank, since he has seen that the other members are responsible and supportive individuals. Eliu will use the amount he has asked for (1500 soles) to purchase more products for his grocery store, as he wants to stock it with a range of products of different brands.
View original language description ↓
Eliu tiene 52 años, es un hombre muy amable y trabajador. Su pareja hace desde hace 30 años es Nancy, de 45 años. Su casa es propia, la misma que pudo construir con el apoyo de su pareja, con mucho esfuerzo e intensas jornadas laborales. Allí viven con su hija menor (tienen cuatro hijos) de 18 años, quien está estudiando su carrera profesional, y es por ella por quien trabaja duramente.

Su trabajo es la venta de abarrotes, verduras y otros artículos de primera necesidad. Tiene una pequeña bodega que ha acondicionado en su vivienda. Todos los días, con ayuda de su pareja, se encarga de atender a los clientes que acuden a comprar los productos necesarios para la preparación de sus alimentos. Su tienda está abierta desde las cinco de la mañana y él se encarga de atender con mucho respeto a cada uno de sus clientes. Tiene este negocio alrededor de 5 años, aunque ha podido avanzar económicamente desde ese entonces, siente que aún no es suficiente, los ingresos que percibe por las ventas no le alcanza para brindarle a su familia una vida digna. Por ese motivo, hace 3 años, dedica parte de su tiempo a trabajar brindando el servicio de vigilancia por las calles de la ciudad, por esa labor recibe cierto monto mensual, lo malo es que tiene que desvelarse algunas horas, pero eso es recompensado por sus vecinos que le demuestran cuanto lo quieren y respetan porque se sienten protegidos. Cuando inició con su tienda tuvo muchas dificultades, pues daba mucho crédito a sus vecinos y luego no le pagaban a tiempo o si lo hacían, no le pagaban la totalidad de su deuda. Con el tiempo ha mejorado y ha aprendido de las experiencias que tuvo.

Este es su crédito número 6 con MFP, por tanto agradece la oportunidad y confianza que ponen en él. Por otro lado, se compromete a cumplir con el pago de sus cuotas de manera puntual. Y le agrada ser parte del banco comunal al que pertenece, ya que ha visto que sus integrantes son personas responsables y solidarias.
Con el monto solicitado (S/. 1500) comprará más productos para su tienda de abarrotes, ya que desea surtirla con diversidad de productos de distintas marcas.

About Peru

  • $12,000
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $57,372,500
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Eliu to purchase more products for his grocery store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 30, 2012
Listed
Jun 18, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012