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Horacio is married and the father of 5 children who attend School, lives in his own house with his family and doesn't support anyone else.

He works as a security guard and is a permanent employee of Delta. With this loan he plans to purchase materials (cement, sand, stone, blocks and others) to continue building his house.

In future he intends to expand his house as well as build a wall with fencing around it to give his family more security and to this end, he commits to duly paying off his loan so that he can solicit further loans from Hluvuku.

His challenge is to buy a vehicle to transport his materials.
View original language description ↓
Casado e pai de 5 filhos todos frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como segurança e um dos quadros da empresa Delta, com o presente empréstimo pretende comprar material (cimento, areia, pedra, blocos, e outros) para dar a continuidade a obra da sua casa.
No futuro pretende ampliar a sua casa e construir um murro de vedação para dar mais segurança a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é adquirir uma viatura para transportar os seus produtos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 43
    View loans »
    Mozambique Loans Fundraising
  • $2,854,625
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Horacio purchase materials (cement, sand, stone, blocks and others) to continue building his house.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 16, 2012
Currency Exchange Loss:
Aug 17, 2013