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Saumu's Nyota Njema Group
In this Group: Saumu, Mariam, Mwanaisha
Saumu is 25 years old and is married. Saumu conducts a small donut business that she started in 2006. Every day, she works from 7am to 8pm making and selling donuts at her business and can earn a monthly profit of about $40 from her sales.

Saumu now hopes for a loan to buy more food items to increase her production of donuts. She will share this loan with her subgroup members Mariam and Mwanaisha, who have small businesses.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 46
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,174.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Saumu's Nyota Njema Group's $525 loan helped a member to buy more items for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 14, 2008
Apr 30, 2008
Currency Exchange Loss:
Apr 21, 2009