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Sat is 44 years old, married, and has been blessed with three now grown-up children, one of whom works in a garment factory in Phnom Penh city. Sat’s main business is to provide construction services to people living in and around Kompong Tom province. He often gets orders from his customers because he has a good business reputation.

To improve his business and make a sustainable income, Sat is taking out a loan in the sum of KHR 4,000,000 to purchase construction supplies and tools used in his current business. This will help him to work out his plan and better his living conditions. For his business goal, he intends to build a strong business and make it become successful.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 289
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • 4,095.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sat to purchase construction supplies and tools used in his current business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 16, 2012
Currency Exchange Loss:
Dec 17, 2013