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Rikhard sells women's clothing. His outlet is located on the second floor of a shopping center. Rikhard has been engaged in this business for three years. He plans to open another shop in the fall.

Rikhard wants to develop his business further, in order to provide a good education for his three children. Recently, Rikhard's parents died and left him a house as an inheritance. He intends to rent out the home, as the house is situated in a good location. Thus, he will be able to earn extra income.

Rikhard is asking for a loan of 10,000 hryvnia to buy goods - youth blouses, jeans, jackets, etc.
View original language description ↓
Рихард торгует женской одеждой. Его торговая точка расположена в торговом центре на втором этаже. Занимается Рихард этим бизнесом уже три года. В планах - открыть еще одну тогровую точку осенью.

Рихард хочет развививать свой бизнес дальше, чобы обеспечить хорошее образование своим троим детям. Недавно у Рихарда умерли родители и оставили ему дом в наследство. Он наменер сдавать этот дом под бизнес, так как дом расположен в хорошем месте. Таким образов он сможет получать дополнительный доход.

Рихард просит предоставить ему кредит в размере 10,000 гривен на закупку товара - моложежных блуз, джинсов, кофт и пр.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD
A loan of $1,250 helped Rikhard to buy seasonal clothing.
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 15, 2012
Jun 22, 2012
Currency Exchange Loss:
Jul 22, 2012