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Kim, a 25-year-old married woman who resides in Baray district, Kompong Tom province, is a loving and responsible mother of two young children. She grows rice and potatoes on her own farmland, which generates income for the family, while her husband is in the business of transporting firewood throughout the district for sale. Kim and her husband strive to work hard to generate more income so they can use some to pay for the construction of their new house.

Kim is requesting a loan of KHR 6,000,000 to add to her existing capital to purchase timbers, wooden boards and roof tiles. With these purchases, she will be able to get her house finished in the next few months. She hopes that she will have a comfortable house for family living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 253
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • 4,095.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Kim to purchase timbers, wooden boards and roof tiles.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 23, 2012
Jun 16, 2012
Currency Exchange Loss:
Jun 17, 2014