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Cindy
Cindy is 24 years of age, and is a woman with lots of ideas and excitement concerning the future. She wants to get ahead, and is happy and friendly with other people. She is single, is undertaking technical studies and has no children. She lives in her parents’ house, along with her three siblings.

Cindy works selling clothing. She gets all her clothes from the capital, where she regularly travels every three months. She also has a part-time job in the mornings, where she works in a private company and takes full advantage by selling her clothing to her work colleagues. Cindy started this business more than a year ago, using her own capital, and has run the business alone. She thinks that her business is profitable because of the good profits it generates, which represent additional income for her personal expenses.

Before starting her business Cindy had financial difficulties, as food prices are constantly on the up and her parents’ income was insufficient. She therefore decided to earn extra income, overcoming these problems. Seeing how well her business was received, she wants to support it and ensure it continues. She also wants to open a pharmacy once she finishes her technical studies in pharmacology.

This is Cindy’s third loan from MFP, and she hopes to meet her goals. She says that she is happy with her village bank, and the help that it provides to people who want to get ahead. She plans to use the requested amount of 3,500 nuevos soles to buy a motorcycle valued at 1,500 nuevos soles, which she will use to collect amounts due to her and save money when traveling. She will also buy more ladies’ clothing, in a wide range of modern styles.
View original language description ↓
Cindy tiene 24 años, es una mujer de muchas ideas e ilusiones con su futuro. Tiene muchas ganas de progresar, además es alegre y amable con las personas. Es soltera, está realizando estudios técnicos y no tiene hijos. Vive en casa de sus padres en compañía de sus tres hermanos.

Su actividad es la venta de ropa. Todas sus prendas las traen desde la capital, donde realiza viajes periódicos cada 3 meses. También cuenta con un empleo de medio tiempo, por las mañanas, en una empresa privada, aprovechando para vender sus prendas a sus colegas. Se inició en el negocio hace más de un año con un capital propio, y hasta el momento lo viene realizando sola. Considera a su negocio rentable por las buenas ganancias que le deja, siendo un ingreso adicional para sus gastos personales. Antes de empezar con su negocio, tenía dificultades económicas, ya que el precio de los alimentos sube constantemente y los ingresos de sus padres no les alcanzaban. Por ello decidió generar un ingreso adicional, logrando superar estos problemas y viendo la acogida que tiene su negocio desea continuar y mantenerlo. Además desea abrir una botica al terminar sus estudios de técnica en farmacia.

Este es el préstamo número 3 con la institución MFP, por lo que espera poder cumplir con sus objetivos. Por otro lado, comenta estar a gusto con su banco comuna por la ayuda que vienen brindando a las personas con deseos de progresar.

Con el monto solicitado, de 3500 nuevos soles, invertirá en la compra de una moto lineal valorizada en 1500 nuevos soles, para realizar la cobranza de sus créditos y ahorrarse en el pago de pasajes. También adquirirá más prendas para dama, de diversos modelos modernos.

About Peru

  • $6,715
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Cindy to buy more clothes and a motorcycle to get around.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 16, 2012
Listed
Jun 18, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012