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Ma. Guillermina
Ma. Guillermina is 73 years of age, and is a single mother. She has three children and lives with her daughter-in-law and grandson in a rural village in the department of Yoro, Yoro.

She works in agriculture, specifically growing basic grains – beans and corn. She started working in this job from a very young age, and has a plot of land which she inherited from her parents. She has cultivated this land with lots of work, determination and dedication. She currently grows corn and beans for personal consumption and for sale, and invests her profits in expanding her production areas.

Ma. Guillermina has requested a loan of 15,000 Honduran Lempiras to buy fertilizer and supplies to boost her crops. She is motivated to move forward with her business, as she considers that it generates good profits if she manages the loan well. In the future she plans to use her profits to buy more land which she will pass on to her children, as well as to produce more.
View original language description ↓
La señora Ma. Guillermina tiene 73 años de edad, es madre soltera, tiene 3 hijos y vive con la nuera y su nieto en una aldea rural del Departamento de Yoro, Yoro
Su actividad económica es la agricultura, dedicada específicamente a la producción de granos básicos frijoles y maíz. Ella inicio sus labores en la agricultura desde muy joven. Dispone de un terreno que le fue heredado de sus padres. El cual ha logrado hacer producir con mucho trabajo, empeño y dedicación. En la actualidad produce maíz y frijoles que le sirven para consumo y venta. Con las ganancias obtenidas las invirtió para ampliar las áreas de producción.
En la actualidad esta solicitando un crédito de 15,000 para invertir en la compra de fertilizante e insumos para el fortalecimiento de sus cultivos. Se siente motivada a seguir con su negocio productivo ya que considera que le generan buenas ganancias si maneja bien el crédito.
A futuro planea utilizar sus ganancias para poder comprar más tierra y heredarla a sus hijos y producir más.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 78
    View loans »
    Honduras Loans Fundraising
  • $8,669,775
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Ma. Guillermina to buy fertilizers and supplies to boost her crops.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 5, 2012
Listed
Jun 18, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 18, 2013