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Jeimy
Jeimy is 28 years old and she is a friendly and hardworking woman. She has been with Christian for 12 years (he is 30 years old) and they have two children together. The first is 9 years old and the younger child is just one year old. They live on her mother-in-law's land where they are building a house into which they put all their effort and hard work. It is in this place where they share the good fortune of educating their children and working to get ahead.

Jeimy sells clothing in different styles, colors, and patterns for women, men, and children. She personally chooses the clothing that she buys wholesale and everything she selects is with her customers in mind. She had done this work for 2 years and sells the clothing either from her home or she makes house calls. She has successfully built a list of regular customers that consists of friends, family and acquaintances, and they always ask for the clothes that she sells. She sometimes sells her clothing via credit, and other times for cash.

Additionally, she also works from her home selling soft drinks, ice and beer. Occasionally she does domestic work in other people's homes. Because of all of these activities, she earns additional income that helps her to meet all of her financial obligations.

She likes her work because she has the liberty to manage her own time and to organize herself so that she can flexible to her customer's schedules. At the beginning, like what happens with all entrepreneurs that start a business, she had some concerns. However, in time, she was able to suppress them and she is now a great businessperson. In the future she hopes to have a clothing store.

This is her fourth credit with MFP. She is happy to know that she has financial support and it makes her feel more secure to continue with her business. She promises to again comply with her payment terms and pay punctually, just like she did with her previous loans. She is happy to belong to the community bank because all of its members are responsible and caring.

With this loan (2000 soles) she will buy a large quantity of apparel in the latest styles and summer designs, which are the most sought after in the warm region where she lives.
View original language description ↓
Jeimy tiene 28 años, es una mujer amable y muy trabajadora. Su pareja desde hace 12 años es Christian, de 30 años, con quien tiene dos hijos; el primero de 9 años y el menor de solo un añito. Viven en el terreno de su suegra, ahí construyó su casa a base a mucho esfuerzo y trabajo, es en este lugar donde día a día comparte la alegría de educar a sus hijos y de trabajar con muchas ganas.

Su actividad es la venta de ropa en diferentes tallas, colores y modelos para damas caballeros y niños. Se encarga personalmente de comprar las prendas, al por mayor, y de seleccionarlas una a una pensando siempre en lo que más le gusta a su público. Lleva en este trabajo 2 años, lo realiza desde su casa o visitando a domicilio. Ha logrado tener una lista de clientes fijos, entre amigos, familiares y conocidos que siempre solicitan la ropa que ofrece, algunas veces a crédito y otras veces al contado. Adicionalmente a esta actividad trabaja también en su casa vendiendo bebidas gaseosas, gelatina, hielo y cerveza, y de manera ocasional, realiza labores domésticas en otras viviendas. Por todas estas actividades recibe ingresos adicionales que le ayudan a mantener su solvencia económica.
Le gusta mucho lo que hace, pues tiene la libertad de manejar su tiempo y organizarse de acuerdo a la disponibilidad de sus clientes. Al principio, como toda persona que recién empieza con un negocio propio, tuvo algunas inseguridades, pero con el tiempo pudo superarlas y ahora es una gran generadora. Para el futuro, espera tener una tienda de ropa.

Este es el crédito número 4 con MFP, está muy contenta de saber que tiene un apoyo financiero, ya que así se sentirá más segura de avanzar con su trabajo. Asimismo, se compromete, una vez más, a cumplir con el pago puntual de sus cuotas, como lo hizo en anteriores créditos. Y está muy contenta de pertenecer a su banco comunal, ya que todos sus integrantes son muy responsables y solidarios.

Con el monto solicitado (S/. 2000) comprará gran cantidad de prendas de vestir con los últimos modelos y diseños de verano, que son los más requeridos en la zona calurosa donde vive.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Jeimy to buy a large quantity of summer clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 25, 2012
Listed
Jun 17, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012