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Maria Isabel
María lives in Libertad where she has a small store. At the age of 46, María is a widow and has a four-month-old baby. She started the business when her husband died since he was the family’s source of support and since she was pregnant she had to think of her future. This is how she bought a display case that she set up in her living room starting to sell her items. She sells baby clothes, deodorant, gel, watches, perfume, cream, make-up, etc. and is open for business every day from 8am until 7pm. She thanks God that her business is well-received because her baby generates expenses and care and if she worked for a firm she’d be unable to take care of her. The loan she’s asking for is to buy merchandise because there are items her customers are requesting that she does not have. She hopes to increase her profits.
View original language description ↓
Maria vive en Libertad en donde tiene un pequeño bazar. A sus 46 años, Maria es viuda y tiene un bebe de 4 meses de edad. Empezó el negocio cuando falleció su esposo ya que era él quien mantenía a la familia, y como estaba embarazada debía pensar en su futuro. Fue así como compro una vitrina la cual coloco en la sala de su casa empezando a ofrecer sus artículos. A la venta tiene ropa de bebe, desodorante, gel, reloj, perfumes, crema, maquillaje etc., atendiendo todos los días desde las 8 de la mañana hasta las 7 de la noche. Ella da gracias a Dios porque tiene acogida en su negocio ya que su bebe demanda gastos y cuidado y si trabajara en una empresa no podría atenderla. El préstamo que solicita es para la compra de mercadería ya que hay artículos que sus clientes solicitan y no tiene, espera mejorar sus ganancias.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Maria Isabel to buy assorted merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2012
Jul 3, 2012
Currency Exchange Loss:
May 17, 2013