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Elvin Marin
Elvin, 30 years old, is originally from Estelí. He is married and the father to a son who is in his care.

In addition to having his degree in systems engineering, he has owned an internet cafe in his community for a year, where he has gotten experience and knowledge. He started this business when the old owner of the internet cafe decided to sell the business at a favorable price. Elvin saw the opportunity to become independent and have his own business, so he found support from financial institutions to purchase the business with the hope of having a business and being able to get ahead. This has been his first business that he has shared with his wife, who helps with the administration of the internet cafe. He also has other income since he receives money from relatives who are outside of the country. He is happy with the place he has found himself, since he has no competition in the area and has a fixed customer base.

He is asking for this loan to purchase spare parts for the computers, such as mouses, monitors, keyboards, and more. This loan will help because he can perform maintenance on his machines to offer better service to his customers. His future plans are to open a second business, which will be a bookstore, to purchase other computers for faster service, and to remodel the internet cafe for a better presentation of the business. He hopes to own his own home to avoid the costs of renting, and to have a stable business that generates more income so that he can get ahead with his family.
View original language description ↓
Elvin de 30 años de edad es originario de Estelí, casado, padre de un hijo que esta a su cargo, Elvin además de tener su titulo de ingeniero en sistema se dedica al comercio, brinda el servicio de Cyber café en su comunidad desde hace un año, negocio donde ha obtenido experiencia y total dominio. Inicio su actividad debido a que el antiguo dueño del Cyber decidió vender el negocio a un precio favorable, Elvin vio la oportunidad de independizarse y tener su propio negocio, busco apoyo de instituciones financieras para poder comprar el Cyber con la esperanza de tener un negocio y poder salir adelante. Este ha sido su primer negocio donde recibe el apoyo de su esposa que le ayuda con la administración del Cyber. Cuenta con otros ingresos pues recibe remesas de familiares que están fuera del país, el esta satisfecho en el lugar donde se encuentra pues no tiene competencia en la zona además cuenta con clientes fijos. Solicita el crédito para comprar repuestos para sus computadoras como mouse, monitor, teclado, etc.
Este crédito será de ayuda ya que podrá darle mantenimiento a sus maquinas para ofrecer un mejor servicio a sus clientes, sus planes futuros es poner un segundo negocio que será una librería, comprar otras computadoras para un servicio mas rápido y remodelar el Cyber para una mejor presentación del negocio, su expectativa es llegar a tener su casa propia para evitar los gastos de estar alquilando y asi tener un negocio fijo que le genere mas ingresos para poder salir adelante con su familia.

About Nicaragua

  • $3,636
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $23,617,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Elvin Marin to purchase computer accessories such as mouses, monitors, and keyboards.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 8, 2012
Listed
Jun 17, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012