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Zoila
Zoila is 50 years old. She is a happy, friendly and hard-working woman. She lives with Jorge who is 50 years old and who has been her partner for 35 years. They have four children of whom two are minors, 17 and 10 years old. They are of school-age and remain dependent on Zoila and Jorge. They live in their own house, which they obtained with a lot of hard work, and their family is determined to get ahead.

He business is food sales. She herself is in charge of preparing delicious regional stews. Her customers are attracted to her stall because of the unbeatable aroma and delicious flavour of her foods. She sells on the sidewalk in front of her house, which is located in a very busy area, although she only carries out this work at night. She has seen that she makes a good income from this business.

She started working like this 40 years ago, as since she was a young girl she helped in the kitchen and with the preparation of food at her mother’s side, something she also did as a mobile-vendor. This business has given her to money necessary to feed her girls and pay their studies. However she feels that further down the track she will have more expenses and she will not have enough money to cover them. For this reason she wants to start a restaurant in her house, where she can sell more comfortably.

On the other hand, during the day she wants to start selling spare motorcycle parts, since she has seen from the work her older children carry out that this generates a good income. With both business she hopes to consolidate her income.

Zoila enjoys this work very much, and loves even more to see her diners happy, since she she likes to chat with her clients whilst they enjoy her dishes. Sometimes she finds it difficult to serve all the people who attend her stall. Despite this she does not falter in her eagerness to get ahead.

This is her sixth credit with MFP, and for this reason she is thankful for the opportunity and confidence it inspires in her. On the otherhand she promises to make repayments punctually. She is grateful to be part of the communal bank of which she is a member, since she has seen that its members are responsible and there is solidarity amongst them. With the amount she is asking for (S/.3500) she will buy ingredients and some supplies she needs to continue with the preparation of her foods. She will also invest in some construction materials to air-condition a small restaurant-premises for the service of her clients. She will also invest part of the sum in the purchase of spare motorcycle parts.
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Zoila tiene 50 años, es una mujer alegre, amable y muy trabajadora. Vive con Jorge, de 52 años, quien es su pareja hace 35 años. Tienen cuatro hijos, de los cuales dos de ellos son menores de edad, tienen 17 y 10 años, están en etapa escolar y dependen aun de lo que Zoila y Jorge. Viven en su casa propia, la que consiguieron con mucho esfuerzo y toda la familia pone mucho empeño para seguir adelante.

Su negocio es la venta de comida, ella misma se encarga de la preparación de sabrosos potajes regionales, la clientela es atraída a su puesto por el inigualable aroma y el agradable sabor de sus comidas. Vende en la vereda de su casa, que está ubicada en un sector muy concurrido, aunque solo realiza este trabajo por las noches, ha visto que le genera buenos ingresos económicos. Se inició en este rubro hace 40 años, ya que desde muy niña ayudaba en la cocina y participaba en la preparación de los alimentos al lado de su madre, oficio que también ella realizaba de manera ambulatoria. Este negocio le ha dado el dinero necesario para alimentar a sus hijas y pagarles sus estudios, pero siente que más adelante va a tener más gastos y el dinero le va a faltar, por eso desea tener un restaurante en su casa, donde pueda vender con mayor comodidad. Por otra parte, durante el día, quiere incursionar en la venta de repuestos de moto, ya que ha visto por el trabajo que realizan sus hijos mayores que esta actividad también genera buenas ganancias; con ambos trabajos busca consolidar sus ingresos económicos. Zoila disfruta mucho de su actividad, más aún adora ver a sus comensales contentos, pues le agrada conversar con sus clientes mientras disfrutan de sus platillos. Algunas veces se le hace muy difícil atender a todas las personas que concurren a su puesto, a pesar de eso no decae en su afán de salir adelante.

Este es su crédito número 6 con MFP, por tanto agradece la oportunidad y confianza que ponen en ella. Por otro lado, se compromete a cumplir con el pago de sus cuotas de manera puntual. Y le agrada ser parte del banco comunal al que pertenece, ya que ha visto que sus integrantes son personas responsables y solidarias.

Con el monto solicitado (S/. 3500) comprará ingredientes y algunos insumos que necesita para continuar con la preparación de sus comidas. Así también, invertirá en materiales de construcción para acondicionar un pequeño local para la atención de sus clientes. Y destinará cierta cantidad en la compra de repuestos de motocarros.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $55,917,775
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Zoila to buy ingredients and some supplies for food preparation and the construction of a restaurant premises for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 24, 2012
Listed
Jun 16, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012