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Rosalía
Rosalia, 23, is a cheerful and enterprising woman who wants a better future for herself and her family. She is single, and does not yet have children. She lives in her mother's house along with her 3 siblings. Each of them shares her goal of improving their quality of life.

Rosalia has a business selling clothing. Once or twice a month, she travels to the capital city to buy garments at wholesale. Later, she offers them for sale to her friends, relatives and other people she knows. She makes her sales on installment credit. Ever since she started this business 4 years ago, she has worked on her own. She has seen that this is a very profitable activity because it generates good earnings that help her to cover her personal expenses and those of her family.

What Rosalia likes about her business is that it allows her to have time to devote to her education, and also to do some household chores when needed. At times she has struggled with making her collections in such a way as to have the money on hand that she needs to renew her inventory of clothing. However, she has gradually been gaining the respect and trust of her customers, who don't hesitate to make their payments at the agreed time or even sooner. In the future she wants to have a place where she could set up her own small clothing store.

This is her first loan with MFP, and she is very pleased to know that she has financial support, because this way she feels more certain that she will make progress with her work. Also, she promises to comply with the payment terms of the loan. She is very happy to belong to her communal bank, because all of the members are very responsible and cooperative.

With the sum of 1,000 Peruvian soles she requests, she will buy a large quantity of garments to sell in the summer season.
View original language description ↓
Rosalia tiene 23 años, es una mujer muy jovial, emprendedora y con muchas ganas de conseguir un futuro mejor para ella y su familia. Es soltera y aún no tiene hijos, vive en la casa de su madre junto a sus tres hermanos y cada uno de ellos comparte el mismo objetivo de mejorar su calidad de vida.

Su negocio consiste en la venta de ropa. De manera quincenal o mensual se encarga de viajar a la capital de la ciudad para comprar las prendas al por mayor, luego las pone a la venta entre sus amigos, familiares y otras personas conocidas bajo la modalidad de crédito a plazos. Desde que se inició en este negocio, hace 4 años, ha trabajado sola y ha visto que es una actividad muy rentable porque le genera buenos ingresos que le ayudan a solventar sus gastos personales y los de su familia.
Lo que le gusta de su actividad es que le permite tener tiempo para dedicarse a sus estudios y a realizar algunas labores del hogar cuando sean necesarias. Algunas veces ha sentido que la dificultad de no saber cómo realizar los cobros hacía que no cuente con el dinero necesario en el momento preciso para renovar su mercadería; sin embargo, poco a poco fue ganándose el respeto y la confianza de sus clientes que no dudan en pagarle en el momento pactado o antes de ello. Deseas más adelante conseguir un local en el que pueda establecer su pequeña tienda de ropa.

Este es su primer crédito con MFP, está muy contenta de saber que tiene un apoyo financiero, ya que así se sentirá más segura de avanzar con su trabajo. Asimismo, se compromete a cumplir con el pago puntual de sus cuotas. Y además está muy contenta de pertenecer a su banco comunal, ya que todos sus integrantes son muy responsables y solidarios.

Con el monto solicitado (S/. 1000) comprará mayor cantidad de prendas de vestir para vender en la temporada de verano.

About Peru

  • $6,715
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $54,529,800
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Rosalía to purchase a large quantity of clothing for the summer season.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 24, 2012
Listed
Jun 18, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012