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Margarita
Margarita is 28 years old. She is a kind and friendly woman who works hard so that she can provide a better quality of life for her young son who is 2 years and 8 months old. Margarita lives in her parents' house as she is in the process of buying her own home.

Margarita's business is renting out a car. Thanks to the enthusiam that she has always shown in her work and the personal desire she has to improve herself, she has worked in a number of different businesses and, in every one, she managed to save up money. She used her savings to buy her first vehicle which is now used as a taxi. Margarita has been in her business for a little over three years and, thanks to this, her income has improved and she has been able to cover some needs that her household face.

What Margarita most enjoys about her work, as a vehicle owner, is that it allows her to travel constantly and enjoy the landscape of her area. The most difficult part of her work is having to get up early in the morning in order to meet the morning rush hour demand. She knows that her work is hard but she also knows that, in the shorter term, she will receive rewards from her hard work. In the future, Margarita hopes to buy another car and to continue making progress.

This is Margarita's seventh loan from MFP. She is very happy to know that she has financial support as it makes her feel more certain in making progress in her work. She pledges, once again, to make her repayments on time as she has done with her previous loans. She is very happy to be a member of her community bank because all of her fellow members are very responsible and supportive of each other.

Margarita will use the loan for 1,500 soles that she has requested to buy some spare parts and to send her vehicle to the mechanics for its six-monthly service.
View original language description ↓
Margarita tiene 28 años, es una mujer amable y bondadosa, trabaja mucho ya que desea brindar una mejor calidad de vida a su pequeño hijo de 2 años y 8 meses. Su pareja es Ricardo, de 40 años, y con él trabaja mucho para poder salir adelante. Viven en casa de sus padres, ya que están en proceso de comprar su casa propia.

Su negocio es el alquiler de un auto, gracias al optimismo que siempre demostró y a su afán por superarse día a día, ha trabajado en varias actividades y de cada oportunidad laboral que ha podido tener llegó a ahorrar durante mucho tiempo con lo que pudo comprar el primer vehículo que tanto anhelaba, el cual ahora ha puesto a trabajar como taxi. Lleva en esta actividad un poco más de 3 años y gracias a esto sus ingresos han mejorado y ha podido solucionar algunas carencias que antes había en su hogar.
Lo que más le gusta de su trabajo, como dueña del auto, es que le permite viajar constantemente y disfrutar de los paisajes de su zona; lo más difícil es tener que madrugar para cumplir con los horarios de salida, sabe que el trabajo es arduo pero comprende que a mediano plazo cosechará los mejores frutos de su esfuerzo. Para más adelante espera comprar otro carro y seguir en el camino del progreso.

Este es el crédito número 7 con MFP, está muy contenta de saber que tiene un apoyo financiero, ya que así se sentirá más segura de avanzar con su trabajo. Asimismo se compromete, una vez más, a cumplir con el pago puntual de sus cuotas como lo hizo en anteriores créditos. Y está muy contenta de pertenecer a su banco comunal, ya que todos sus integrantes son muy responsables y solidarios entre sí.

Con el monto solicitado (S/. 1500) comprará algunos repuestos y mandará su vehículo al taller automotriz para su revisión semestral.

About Peru

  • $6,715
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Margarita to buy spare parts and pay to have her car serviced.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 24, 2012
Listed
Jun 16, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012