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Cosme Vinicio
San Miguel de los Bancos (also known as ‘Los Bancos’) is a canton in the province of Pichincha in Ecuador. The climate in the canton is subtropical due to its moderately high altitude, in contrast to the climate of the province’s highlands between the Western and Central Cordilleras. The canton is divided into two parishes: the urban parish of San Miguel de los Bancos and the rural parish of Mindo. As in the other cantons in Pichincha province, the economy of Los Bancos is mainly agricultural, and is mostly based on raising livestock. However, there has recently been considerable growth in ecotourism, especially in Mindo.

Vinicio is a resident of this beautiful canton. He is a 41-year-old entrepreneur who has spent his life working in the field and feels very much at home there. Vinicio is a native of Loja, but he decided to come to Los Bancos a little over 15 years ago to start his cattle business. He lives alone, and has an 18-year-old son who no longer lives with him. Vinicio works on his land about 12 hours a day caring for his cattle and maintaining his property. In his free time he enjoys playing sports to stay healthy; he also enjoys going out in the surrounding area and admiring the beauty of the ecosystem and the vegetation there. Vinicio is requesting a loan from Fundación Alternativa, an institution that manages funds from Kiva and provides them to local entrepreneurs. Vinicio’s goal is to increase the number of cattle he has on his property and thus increase his agricultural production.
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San Miguel de los Bancos, o simplemente Los Bancos, es un cantón de la provincia de Pichincha en Ecuador. El clima del cantón es subtropical, debido a su altitud media-alta, en comparación con el clima de las zonas altas de la provincia entre las cordilleras Occidental y Central. El cantón está dividido en dos parroquias: la parroquia urbana de San Miguel de los Bancos y la parroquia rural de Mindo.
Al igual que con otros cantones de la provincia de Pichincha, la economía de los Bancos es principalmente agrícola, basado sobre todo en el ganado de sensibilización. Recientemente, ha habido un crecimiento considerable en el turismo ecológico, sobre todo en Mindo.
En este hermoso cantón encontramos a Vinicio, un emprendedor de 41 años que ha hecho del campo su hogar y de la naturaleza su vida. Oriundo de Loja, Vinicio hace poco más de 15 años decidió ir a “Los Bancos” para comenzar su negocio de ganado. Él vive sólo tiene un hijo de 18 años que ya no vive con él. Vinicio trabaja en su propiedad alrededor de 12 horas diarias cuidando su ganado y su propiedad
En su tiempo libre Vinicio hace deporte para mantenerse sano, le gusta recorrer los alrededores y admirar la belleza del ecosistema y la vegetación a su alrededor. Él acude a Fundación Alternativa, institución encargada de los fondos que Kiva otorga a muchos emprendedores, con el objetivo de aumentar las cabezas de ganado en su propiedad y así aumentar su producción agrícola.

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About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Cosme Vinicio to purchase more cattle to raise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 22, 2012
Listed
Jun 16, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013