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Efua is a petty trader. She sells cooking oil, tomatoes, onions, and other food items at Mfuom near Abura. Efua has been in this business for some time now and she wishes to buy other food items that her customers request. She will use her loan from Kiva to buy more items for her shop. She hopes to use the new profits to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 31
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Efua to purchase food items and vegetables to satisfy her customers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 16, 2012
Currency Exchange Loss:
Dec 5, 2012