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Essau is married and has no children yet, lives in his own house and doesn't support anyone else.

He works as a teacher and is a permanent employee of the Ministry of Education. With this loan he intends to purchase materials (cement, iron, stone, stand and others) in order to continue to build his house.

In future Essau intends to improve his professional life by taking a degree in chemistry and to this end he commits to duly paying off this loan in order to solicit further loans from Hluvuku.

His challenge is to finish his house and to fight to enrol in higher education.
View original language description ↓
Casado e ainda não tem filhos, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como professor e quadro do Ministério de Educação, com o presente empréstimo pretende comprar material (cimento, ferro, pedra, areia, e outros) para dar continuidade a obra da sua casa.
No futuro pretende melhorar a vida profissionalmente se formando em química, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é de concluir a sua casa e lutar para ingressar no nível superior.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 20
    View loans »
    Mozambique Loans Fundraising
  • $2,913,225
    Funds lent in using Kiva
  • 27.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Essau purchase materials (cement, iron, stone, stand and others) in order to continue to build his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 1, 2012
Jun 14, 2012
Currency Exchange Loss:
Nov 15, 2012