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Jean is 52 years old and married with three children between the ages of 17 and 25 years old. He sells various goods such as lotions, soap, juice, and biscuits. He works from 6 am to 8 pm daily, except weekends, and he currently employs one person to help him. Jean has 2 years of experience in this work.

Jean has requested a Kiva loan via Vision Finance Company in order to buy various goods for resale. With any profits, he will be able to save money for his future, pay school fees for his children, and reinvest in his business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 30
    View loans »
    Rwanda Loans Fundraising
  • $13,326,100
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD