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Pon T. is 40 years old and has been working since 1990 as a collector of recyclable items. She makes her living by reselling these bottles, cans, and other such recyclables bringing in roughly US $1 per day. Her husband shares in this family business making US $1 per day as well. They have four children, one of whom works as a local tailor making about US $189 per month. She wants to use her loan to buy a greater quantity of recyclable items. Her hope is to be able to someday soon afford a motorbike on which to transport her purchased goods and make her business more efficient.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 266
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Pon to purchase recyclable items.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 30, 2008
Apr 16, 2008
Currency Exchange Loss:
Nov 15, 2009