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Milton is an old client with Ugafode in his 5th cycle now. The client has borrowed a loan of 2,000,000 UGX to complete his house. The building doubles as a commercial and residential house for his family. The client has acquired several loans to complete the building and it's now in the final phases. He attributes his decent housing to the Flexible Housing Loan product offered by Ugafode. The client's source of income is a maize mill, which he also acquired from a loan borrowed from Ugafode. He uses it to process maize into flour ready for sale. He engages in agriculture and grows most of the maize, though he buys some to supplement his stock. The client has managed to construct a shed for his mill and a decent house for his family as a result of The Flexible Housing Loan offered by Ugafode.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 285
    View loans »
    Uganda Loans Fundraising
  • $31,089,375
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Milton to complete his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jun 15, 2012
Currency Exchange Loss:
Sep 20, 2013