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Ten years ago, a hardworking woman named Kumush began activity in the area of crop cultivation. She started her business in the hopes of making a profit to support her family, for home improvement, and the education of their children in order to raise them as educated people. Kumush and her husband have lived in Husan over 20 years. Her husband, a caring, educated family man and her are raising three children.

Basically, she grows barley on 4 hectares of conventionally irrigated land, as well as cattle. Improving living conditions is costly, so she sent two sons to work abroad. Kumush would like to get a loan to buy building materials and pay workers in the construction of her house. She looks forward to your help and kindness.
View original language description ↓
Десять лет тому назад трудолюбивая женщина под именем Кумушой, начала свою деятельность в сфере выращивания сельхозкультур. Она начала свой бизнес с надеждой получения прибыли для содержания семьи, благоустройства дома и обучения своих детей, чтобы вырастить их воспитанными и образованными людьми. Кумушой вместе с мужем Хусан живут более 20 лет. Муж её заботливый семьянин и на воспитании они имеют троих детей. В основном она выращивает ячмень на площади 4 га условно поливной земли, также она содержит крупный рогатый скот. Условия для улучшения жилищных условий требуют больших затрат, поэтому она отправила двух сыновей в трудовую миграцию на заработки. Кумушой хотела бы получить займ для покупки строительных материалов и оплаты труда мастеров при постройке дома. Она надеется на вашу помощь и доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Kumushoi to purchase building materials to repair her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jun 22, 2012
Currency Exchange Loss:
Sep 15, 2012