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Ek, age 34, is a humble villager from Baray district, Kompong Tom province. She lives there with her family: her husband and three school-age children. She earns a living through crops, primarily growing and harvesting rice and potatoes for sale. She has been doing this since 2009. Ek’s husband is the main income provider of the family. He buys and collects firewood to stock, and then he transports them to sell in the marketplaces of the province.

As of now, Ek would like to take out a loan in the sum of $1,000 USD to add to her savings to buy two cows, which they will use in transporting the firewood and also for the farming business. She is very happy and grateful for the support of her family’s business. With the help of the loan, Ek believes that she will be able to stabilize their financial income to ensure a good living status for her children.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 275
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ek to buy two cows, which she will use in transporting firewood and also for her farming business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 22, 2012
Jun 15, 2012
Currency Exchange Loss:
Jun 26, 2013