Seiha is 24 years old and his wife, Sreymao, is 23 years old. They have been married since 2010 and have no children yet. He lives with his parents in a village about seventeen kilometers from Phnom Penh City.
Seiha is a construction worker; his wife is a cobbler in a shoe factory. He applied for his first loan in the amount of $500 so that he can buy a motorcycle to get to work. He currently commutes to work by bicycle, however riding his bicycle to work is tiring and makes it difficult for him to be on time.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.