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This is Roberto, 49, a resident of Silang, Cavite, Philippines. He is married to Lolita, a housewife and mother to their three children. By the grace of God, Roberto has managed to support his family's daily expenses.

Roberto operates a farm. He plants seasonal fruits that are native to the Philippines, like pineapples, bananas, and other Filipino fruit staples which are grown mostly in the southern region of Luzon. His regular customers are his neighbors and the local community. He earns a minimum of PHP 500 from sales every day.

To help him continue operations of his business, he is requesting a loan of PHP 11,000. He will be utilizing the loan to buy fertilizers, seeds, and other tools for the maintenance of the farm. He expects a boost in his business income as he expands his business.

As a CCT community partner, Roberto faithfully meets up with his co-fellowship* members to share stories of his work every week, where he can also draw strength and inspiration from the Word of God he studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1647
    View loans »
    Philippines Loans Fundraising
  • $59,025,175
    Funds lent in using Kiva
  • 42.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Roberto to pay for farming materials and other supplies needed in his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 22, 2012
Jun 15, 2012
Currency Exchange Loss:
Dec 15, 2012