Faaiuga is 33 years old, married and the mother of five children. For the last three years, she has earned a living by owning and operating a small store where she where sells items people use every day. She has requested a loan to buy more items to sell to her customers, including noodles, toilet paper, rice, sugar, chicken, sausage, snacks, soft drinks and beer. She hopes to use the additional profits she earns to expand business. She became a member of SPBD in 2009 to gain access to capital that would help her improve her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.