Sinei is a 53-year-old married woman with six children. She would like to start growing taro, taamu, ufi, etc., to earn a living. Sinei has requested a loan to purchase a wheelbarrow, plant sprayer, spade, rake, and bush knife to start her business. She became a member of SPBD in 2012. Sinei will spend her profits to supplement her family's income.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.