Silvia is twenty-nine years old and married with two children. She works as an artisan with a loom, completing jobs such as making blankets in different sizes which she sells in the market F. Vivanco. Silvia and her husband also go to fairs where they sell agrochemicals, chemicals that improve the production of crops.
On the other hand, Eva is 35 years old, in a long-term relationship, and has three children. With her partner she has a workshop where they make wool “buzos,” baby clothes that cover the whole body and close with a central zipper. Eva and her partner sell their handiwork in different fairs in the Ayacucho region. Eva also sells assorted fabrics at the fairs.
Alejandra is 60 years old, married, and has 10 children, five of which live with her. She is a walking vendor who sells meat at the Nery Garcia market.
Silvia, Eva, and Alejandra need loans of 450 soles (approx. $167 US), 1250 soles (approx. $463 US), and 1000 soles (approx. $370 US) respectively. They will use the money to buy yarn, dye, wool, padlocks, batteries, sheep, and hogs.
The dreams of Silvia, Eva, and Alejandra are to improve their businesses, to increase their capital, and to see their children become skilled professionals.
Translated from Spanish by Alyssa Sanow, Anna Bevington, and Debra Faszer-McMahon, Kiva Volunteers
Silvia, Eva y Alejandra pertenecen al Banco Comunal Amor y Verdad hace 2 años, 8 meses, 8 años, respectivamente.
Silvia es casada, tiene 29 años y 2 hijos, Silvia es artesana, realiza trabajos en telar como frazadas en diferentes tamaños y lo venD. en el mercado F. Vivanco. Además Silvia junto a su esposo viajan a las ferias donD. venden agroquímicos.
Por otro lado Eva es conviviente, tiene 35 años y 3 hijos, Eva junto a su esposo tienen un taller donD. confeccionan buzos D. lana y los venden en las diferentes ferias D. la región D. Ayacucho. Además Eva venD. mercerías en las ferias.
Mientras que Alejandra es casada, tiene 60 años y 10 hijos D. los cuales 5 viven con ella, Alejandra venD. carne en el mercado Nery García D. manera ambulatoria.
Silvia, Eva y Alejandra necesitan préstamos D. 450 soles, 1250 soles, 1000 soles, dinero que será invertido en la compra D. hilo, tinte, lana, candado, pila, carnero y cerdo.
Los sueños D. Silvia, Eva y Alejandra son mejorar sus negocios, tener más capital y que sus hijos sean buenos profesionales.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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