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Sandra
Sandra is 22 years old, and at such a young age she is an earnest and hard-working entrepreneur. 6 years ago she moved with Frank into her own home that she received as a gift from her parents. They don't have children yet, but she is 3 months pregnant and since she received this great news, her desires to progress and carve out a better living have gotten stronger because of the love that will come into her life.

She sells a variety of items and has a small store inside her home where she offers different groceries such as rice, milk, sugar, oil, eggs, potatoes and vegetables. Her charisma and her cheerfulness are exactly the qualities needed to properly serve her customers. She always smiles and speaks with kind words to everyone that visits her store. She has worked at this job for about a year. However, in order to succeed in starting her own store, she first had to struggle and save money for many months.

She had worked for 5 years selling wood, but because of the great physical strain required to work there, she chose to dedicate herself to her current work, which is a better option for her. She works alone in her store while her partner works for himself in a trade. He likes what he does because his income covers theirs expenses and provides them with peace and quiet to meet their basic needs. Furthermore, because of Frank's work, Sandra doesn't need to worry and for now she can be content in her pregnancy. She hopes to be able to build her business and eventually build a bigger store.

This is her first loan from MFP and she is very happy to know that she has financial support and she will feel more secure to move ahead with her work. She promises to comply with the payment terms and be punctual with payments. She is satisfied with her community bank since all of its members are responsible and caring people.

With this loan (700 soles) she will buy more products for her store, such as rice, sugar, eggs, and other necessary items that she previous couldn’t sell because she was not able to buy them due to a lack in capital.
View original language description ↓
Sandra tiene 22 años, a su corta edad es una joven empeñosa, emprendedora y muy trabajadora. Hace 6 años que convive con Frank en su casa propia, la que obtuvo como regalo de sus padres. Aún no tienen hijos, pero lleva 3 meses de gestación y desde que se enteró de esta gran noticia ha empezado a sentir mayores deseos de progresar y forjarse un mejor porvenir por el amor al nuevo ser que lleva en su vientre.

Su negocio es la venta de abarrotes, para ello acondicionó un pequeño espacio dentro de su vivienda donde ofrece diferentes comestibles; tales como arroz, leche, azúcar, aceite, huevos, tubérculos y verduras. Su carisma y su jovialidad hacen que tenga las cualidades precisas para tratar bien a sus clientes y regalar siempre una sonrisa y palabras gratas a quienes acuden a realizar alguna compra. Lleva en este negocio alrededor de un año, sin embargo, precisa que para lograr establecer su pequeña bodega tuvo que luchar mucho; ahorró por varios meses, ya que durante 5 años vendió madera, pero por el gran esfuerzo físico que requería para manipularlas optó por dedicarse a lo que ahora considera es la mejor opción. Trabaja sola en su bodega, mientras su pareja lo hace de forma independiente en algún oficio.
Le gusta mucho lo que hace porque los ingresos que percibe de su negocio han cubierto sus expectativas y le dan tranquilidad y sosiego para cubrir sus necesidades básicas y además de ello no hace esfuerzo alguno, lo cual por ahora la mantiene contenta porque puede llevar su embarazo sin preocupaciones. Espera poder consolidar su negocio poco a poco y más adelante construir una tienda más grande.

Este es su primer crédito con MFP, está muy contenta de saber que tiene un apoyo financiero, ya que así se sentirá más segura de avanzar con su trabajo. Asimismo, se compromete a cumplir con el pago puntual de sus cuotas. Y está satisfecha de pertenecer a su banco comunal, ya que todos sus integrantes son muy responsables y solidarios.
Con el monto solicitado (S/. 700) incrementará la cantidad de productos en su bodega comprando arroz, azúcar, huevos y otro artículos necesarios que antes no vendía porque no los podía comprar por falta de capital.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Sandra to buy rice, sugar, eggs, and other products for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2012
Listed
Jun 16, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012