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Dolores Margarita
Dolores Margarita is 41 years old and a single mother with two children. She lives in one of the neighborhoods in the town of Nueva Frontera, Santa Barbará.

Doña Dolores has been selling merchandise for 10 years. She started her business in order to generate her own income since she was not receiving financial support from the father of her children. Doña Dolores sells merchandise as a street vendor by visiting various communities in the surrounding areas where she has established customers. She sells clothes such as trousers, blouses, and shirts, but she also sells food products in bulk, such as peanuts and instant soup packets. Dolores restocks her business by going to different communities.

She is requesting a loan of 12,000 HNL so that she can invest in the purchase of clothing and peanuts. This investment will increase her operating capital and help her generate better earnings. She will also have the necessary products to sell and to offer to the grocery stores. Dolores hopes in the future to obtain enough capital to buy a vehicle, which will enable her to travel around more easily as she continues to sell her products.

View original language description ↓
Dolores Margarita tiene 41 años de edad, es madre soltera, tiene 2 hijos y vive con una de ellos en una aldea del Municipio de Nueva Frontera, Santa Barbará.
Doña Dolores lleva 10 años dedicándose a la actividad de venta de mercadería. Este negocio lo inicio con el objetivo de generar sus propios ingresos ya que no cuenta con la ayuda económica del padre de sus hijos. Doña Dolores vende su mercadería de manera ambulante visitando varias comunidades de los alrededores donde ya ha hecho sus propios clientes. Ofreciendo venta de ropa como pantalones, blusas, camisas, también adicional vende productos comestibles como cacahuates en cantidad y las ristras de consomé, ella surte los pequeños negocios de las diferentes comunidades.
Ella solicito un préstamo de 12,000 lempiras para invertir en la compra de ropa y cacahuate, con esta inversión piensa aumentar su capital de trabajo obteniendo mejores ganancias. Y tener el producto necesario para la venta y ofrecer el servicio surtiendo las pulperías.
Espera en el futuro llegar a obtener el capital necesario para poder comprar un vehículo que le facilite poder movilizarse para seguir vendiendo sus productos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,816,850
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Dolores Margarita to buy clothing and peanuts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 17, 2012
Currency Exchange Loss:
Apr 18, 2013