Update on CesarSr. Cesar, born 21 years ago in the town of El Torno, is unmarried. He will use the loan to plant yucca (manioc) and prepare the land for cultivation. Currently he lives in his father’s home in El Torno. With the loan he will go to his plot located in the Alto Villa Barrientos community, 20 km. from Santa Rosa, to work the land and live from selling his crops. As a producer, he sells directly to the consumer. With his earnings he wants to buy a motorcycle so that, after meeting his obligations, he can get around from one place to another.
In his spare time, Cesar plays soccer and is a fan of Blooming, a team from the city of Santa Cruz. He is happy and grateful because he did very well with the previous loan and made a good profit. He will continue saving his money so that he can buy a motorcycle, one of his greatest desires.
Previous Loan DetailsSeñor Cesar was born in the village of El Torno twenty years ago. He is single. He plans to use the loan money to buy yucca seed and agricultural supplies. Cesar lives in his father's house in El Torno, but once he has the loan he will move to his land in the community of Alto Villa Barrientos,… More from Cesar's previous loan »
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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