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Dulcina Del Socorro
Being still a 9-year-old girl, Dulcina came with her family to work as a maid on the city of Barranquilla. They came from the municipality of San Juan Nepomuceno, part of the county of Bolivar.

With the money she saved from her jobs, 10 years ago she decided to invest in the sale of clothes through a catalog, to sell to her neighbours and friends, however she kept working and strengthening her capital. Today she offers better variety of products, like lingerie, small household appliances, underwear and cheese that she gets every 2 days from her native town.

She requests her first loan with Kiva that she wants to use to buy fans, clothes in general, umbrellas, dried milk, rice and other products to satisfy the present day demands.

Dulcina broke up her relationship with her partner 2 years ago, however this situation filled her with courage and strength, she decided not to let herself be scared by the adversity and to stop working as a maid to have more time available to be able to focus all her attention to her family and business.

Since then she travels periodically to Maicao, a city from the county of Guajira where she buys some of the items she sells.

She has gained many new customers because she's made herself known in her neighbourhood. Her sales are mostly on credit, charging customers every 13 to 15 days. She also buys new products weekly in various stores from her city.

Being 61 years old she is a very dynamic and active person, Her business is very well organised and she dreams with making it grow more so she can have a bigger profit margin than the one she has today of 40%.

She lives in her own house in the neighbourhood of Santa Maria with one of her seven children, all of them adults. Another of her dreams is to fix her house to improve her living conditions.
View original language description ↓
Siendo todavía una niña de 9 años, Dulcina llegó con su familia a trabajar como empleada del servicio doméstico a la ciudad de Barranquilla, proveniente del municipio de San Juan Nepomuceno en el departamento de Bolívar. Con el producto de lo ahorrado en sus empleos, hace 10 años decidió invertir en la venta a crédito de ropa por encargos entre sus vecinos y amigos, sin embargo, ella seguía trabajando y fortaleciendo su capital. Hoy en día ofrece mayor variedad de productos como lencería, electrodomésticos menores, ropa interior y queso que le traen cada 2 días de su pueblo natal. Solicita su primer crédito Kiva ya que pretende invertir en la compra de abanicos, ropa en general, paraguas, leche en polvo, arroz, entre otros artículos para satisfacer la demanda actual. Hace dos años, Dulcina se separó de su compañero de años, sin embargo, esta difícil situación la llenó de mucho valor y fortaleza. Decidió no amedrentarse por la adversidad, no seguir trabajando como empleada para así tener mayor tiempo disponible y poder concentrar toda su atención en la familia y el negocio. Desde entonces viaja periódicamente a Maicao- Guajira donde compra algunos de los productos que vende, se han incrementado sus clientes notablemente ya que se ha dado más a conocer en el barrio. Vende principalmente a crédito, rotando su cartera 13 y 15 días y compra también en varios almacenes de la ciudad semanalmente. A sus 61, es una persona muy dinámica y activa, tiene su negocio muy organizado y sueña con que crezca cada día más para alcanzar un margen de rentabilidad más alto del que hoy maneja, esto es, el 40%. Vive en casa propia en el barrio Santa María con uno de los 7 hijos que tuvo, hoy en día todos mayores de edad. Otro de sus sueños es hacerle algunos arreglos a su vivienda para mejorar su condición habitacional.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 504
    View loans »
    Colombia Loans Fundraising
  • $15,250,425
    Funds lent in using Kiva
  • 1,773.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Dulcina Del Socorro to buy merchandising like: clothes in general, fans, umbrellas, dried milk and other items for selling.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 12, 2012
Listed
Jun 15, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013