Uran is forty-seven years old, married and has two children, a twenty-one and a nineteen-year-old who are both attending university in another city. His residence is in a little central east town with a population of approximately 10,000 people.
Uran has been carrying out a transportation business for the past fifteen years. He owns a bus and he makes two trips a day, with the final destination as the capital city. This type of business has proved to be profitable in general in Albania, and so has been for Uran so far. However, just a month back, he had to pay tuition fees and living arrangements for his children, and that made him lack the money at the moment to buy some spare parts for his bus. This is why Uran is requesting a KIVA loan via VisionFund Albania for the first time. He is grateful to KIVA for the opportunity he has been granted, because this loan will be a great help to him.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.