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Ana Luz
Ana is a 37-year-old woman who lives in the city of Ica, in Santiago district, together with her husband and four children who are 2, 8, 11 and 18 years old. Ana has always been a very hard-working, keen, entrepreneurial woman who, together with her husband, is committed to providing for her family. Sadly, as her family lacked financial resources, she was not able to study for a degree. She would have liked to have studied for a secretarial qualification. In her free time, Ana enjoys relaxing, listening to a little music and, sometimes, she cooks a delicious dish called 'carapulcra con sopa seca' to spoil her family.

With a lot of determination and thanks to the support of her family, Ana works selling groceries. In addition, she also farms. She has a small plot of land where she grows cotton. Ana sells groceries in the mornings and, with the help of her husband and children, they are able to take it in shifts to carry out the farming work.

Ana is very grateful to Kiva lenders because, thanks to their help, she will be able to cover the cost of buying fertilizers and irrigating her crops. This means that when she harvests her crops, she will be able to make good profits on her sales. In this way, Ana will gradually be able to fulfill her dream of guaranteeing her children's well-being and future so that they become good professionals and upstanding citizens.
View original language description ↓
Ana es una mujer de 37 años, vive en la ciudad de Ica, en el distrito de Santiago con su esposo y sus 4 hijos, cuyas edades oscilan entre los 2, 8, 11 y 18 años; ella siempre ha sido una persona muy trabajadora, entusiasta y emprendedora, dedicada junto con su esposo a sacar adelante a su familia; lamentablemente por falta de recursos económicos no pudo cursar una carrera profesional, pero le hubiera gustado poder estudiar la carrera de secretariado; en sus ratos libre le gusta relajarse escuchando un poco de música y en algunas ocasiones cocina una riquísima “Carapulcra con Sopa Seca” para engreír a su familia.
Con mucho empeño y gracias al apoyo de su familia, Ana se dedica a la venta de abarrotes y al mismo tiempo se dedica a la agricultura, ella cuenta con un pequeño terreno donde cultiva algodón; Ana labora en las mañanas vendiendo abarrotes y con el apoyo de su esposo e hijos pueden turnarse para atender las labores de su cultivo.
Ana se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá cubrir los gastos de abono (fertilizantes) y de riego de su cultivo, así cuando la cosecha de su cultivo terminé, podrá obtener buenas ganancias de las ventas realizadas, favoreciendo de esta manera a que poco a poco Ana cumpla su gran sueño de poder asegurar el bienestar y futuro de sus hijos, para que sean buenos profesionales y hombres de bien.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ana Luz to cover the cost of buying fertilizer and irrigating her crops.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 9, 2012
Jun 15, 2012
Currency Exchange Loss:
Apr 17, 2013