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Jose Cesilio
Jose is 60 years of age, and lives in a small village in San Marcos Santa Bárbara with his wife and son.

He used work as a builder, and 12 years ago he decided to start buying and selling basic grains such as corn and beans, to sell them on a retail basis in the community. The products he sells are bought from producers in the area at a lower price, and he therefore makes a good profit. This business is the source of income he uses to provide for his family.

Jose has requested a number of loans, and this is his fifth. He has requested 6,000 Lempiras, which he will use to by corn and beans to sell. He wants his business to be constantly stocked, and plans to use the profits to provide his family with a good quality of life.
View original language description ↓
Don Jose tiene 60 años de edad, vive en una aldea de San Marcos Santa Bárbara junto con su esposa y un hijo.
Anteriormente él se dedicaba a realizar trabajos de albañilería y hace 12 años decidió dedicarse a comprar y vender granos básicos como maíz y frijoles para venderlos en la comunidad al detalle. Este producto que vende es comprado a los productores de la zona a un mejor precio, es por eso que le queda buenas ganancias. Este negocio es su fuente de ingresos de donde mantiene a su familia. Ha solicitado varios préstamos, actualmente solicita el quinto préstamo por 6,000 Lempiras, el cual va invertir en la compra de maíz y frijoles para la venta. El quiere ver su negocio siempre surtido y que las ganancias le ayuden a darle una calidad de vida a su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 80
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Jose Cesilio to buy corn and beans to supply his business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 15, 2012
Currency Exchange Loss:
Jun 18, 2013