Miriam is married, is 30 years old and has 3 children. She sells meat house-to-house in the city of Ayacucho. She also sells blankets at different fairs throughout the region.
Mery lives with her partner, is 30 years old and has 2 children. She sells breakfast walking through the Nery García market. Mery used to sell potatoes but stopped doing so because her son is young.
Rosario is separated, is 40 years old and has three children. She sells emoliente (a hot drink with healing properties) walking through the Nery García market.
Miriam, Mery and Rosario need loans of 600, 1000 and 300 soles, which will be invested in the purchase of meat, blankets, sugars, herbs and, in Mery's case, to pay for part of the land that she is going to buy.
Miriam, Mery and Rosario's dreams to have money in the future, their own homes and improves their businesses and for their children to become working professionals.
Translated from Spanish by a Kiva volunteer.
Miriam, Mery y Rosario pertenecen al Banco Comunal 30 de junio hace 6 años, 8 meses, 2 años.
Miriam es casada, tiene 30 años y 3 hijos, Miriam vende carne de casa en casa en la ciudad de Ayacucho. Además Miriam vende mantas en las diferentes ferias de la región.
Por otro lado Mery es conviviente, tiene 30 años y 2 hijos, Mery vende desayuno en el mercado Nery García de manera ambulatoria. Anteriormente Mery vendía tubérculos actividad que dejo de realizar porque su hijo es pequeño.
Mientras que Rosario es separada, tiene 40 años y 3 hijos, Rosario vende emoliente (bebida caliente con propiedades curativas) de manera ambulatoria en el mercado Nery García.
Miriam, Mery y Rosario necesitan préstamos de 600 soles, 1000 soles, 300 soles, dinero que será invertido en la compra de carne, mantas, azúcar, hierbas y en el caso de Mery es para pagar una parte del terreno que comprará.
Los sueños de Miriam, Mery y Rosario son que sus hijos sean profesionales, tener dinero en el futuro, casa propia y mejorar sus negocios.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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