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Luz Maria
Luz is a woman who is 46 years old and lives in the city of Pisco, which is known for its beautiful beaches and warm climate. Many years ago, due to various circumstances, Luz made the decision to separate from her partner. Since then, she has been completely devoted to her two children. Thanks to her efforts, she has been able to move forward. Her children are now adults and have their own families.

With an enterprising spirit and great enthusiasm, Luz has been providing taxi services for the past four years. On a few occasions, she rents out her vehicle to other drivers. She enjoys what she does and has worked in a number of jobs since she was a young woman. Despite her age, Luz still feels the need to be a useful, hardworking, and persevering individual.

Luz is glad to know that the Kiva lenders are out there. Thanks to the support that they will provide, she will be able to pay for general maintenance and also buy accessories for her vehicle. This will help her have a car that is in better condition, thus allowing her to provide better service to her customers and giving her a chance to earn more income. Over time, she hopes to completely finish the construction of her home so that she can rent out rooms. The additional income will improve the quality of life for her beloved mother who is under her care.

View original language description ↓
Luz es una mujer de 46 años, vive en la ciudad de Pisco, caracterizada por sus hermosas playas y clima cálido; por diversas circunstancias desde hace muchos años Luz tomó la decisión de separarse de su pareja, desde entonces ella se dedicó por completo a sus 2 hijos, quienes gracias a sus esfuerzos logró sacar adelanta, ahora ellos son mayores de edad y cada uno tiene su propia familia.
Gracias a su espíritu emprendedor y con mucho entusiasmo, desde hace mas de 4 años Luz trabaja brindando servicios de taxi, así también en algunas ocasiones alquila su vehículo a otros choferes, ella se encuentra a gusto con el trabajo que realiza, ya que desde muy joven ha realizado diversos trabajos y ahora a pesar de su edad ella siente la necesidad de seguir siendo una persona útil, trabajadora y perseverante.
Luz se encuentra muy a gusto con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mantenimiento general y la compra de accesorios para su vehículo; de esta manera Luz podrá contar con un auto en mejores condiciones y podrá brindar un mejor servicio a sus clientes e incrementará sus ingresos económicos y así con ellos poco a poco espera poder culminar la construcción total de su vivienda para poder alquilar habitaciones, para con esos ingresos poder mejorar la calidad de vida de su querida madre, quien esta bajo su cuidado.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Luz Maria to buy accessories for her vehicle and to pay for general maintenance.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 15, 2012
Currency Exchange Loss:
Jul 17, 2013