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This is Lorna, 36, resident of Bacoor, Cavite City, Philippines. She is married to Paul, her business partner, and is a mother of three children. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Lorna operates a printing business. She mainly offers signboards, sticker boards, tarpaulins, and other printed materials used in business establishments, schools, and the like. They buy their materials and supplies for printing and manufacture different printed materials that their customers require. Her regular customers are business owners, students, and the local community. She earns a minimum of 1,000 Philippine pesos (PHP) in sales every day.

To help her continue the operation of her business, she is requesting a loan of PHP10,000. She will be using the loan to buy supplies and raw materials needed for her business. She expects a boost in her revenue as she expands her business.

Lorna hopes to grow her business and dreams she will be able to give her family a good future through all her hard work. She faithfully meets up with her co-fellowship members* every week to share stories of her work and to draw strength and inspiration from studying the Word of God.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1222
    View loans »
    Philippines Loans Fundraising
  • $63,454,575
    Funds lent in using Kiva
  • 42.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Lorna to pay for supplies and other raw materials needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 17, 2012
Jun 14, 2012
Currency Exchange Loss:
Dec 15, 2012