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Nar Yi Group
In this Group: Ndoumbe, Sarakh, Mbene, Coumba, Fatou, Ndeye, Sarakh, Ndeye Khady, Ndeye Marame, Souda, Khady, Vaty, Mouleye, Ndoumbe, Maï, Binta, Maïmouna, Salma, Anta, Toute, Ndeye, Yawma, Awa, Mouleye, Ramata, Bineta, Annel, Ndeye, Deguene, Ndiaya*
* not pictured
"Banc Villageois" Nar Yi came into existence on May 12, 2101; this group is a member-group of said "Banc Villageois." It is composed of thirty women who all live in the same village; their main activities are retail and sheep fattening.

Their leader, Sarakh, is 36 years old; she is married and the mother of five children, three girls and two boys. She has a sheep fattening business; in addition, she also sells ice-cream. In the photo, she is standing on the right wearing "kartoum" cloth in purple tones.

She purchases sheep and the necessary ingredients to produce ice-cream at the weekly markets; she retails her finished products at the same place.

With her loan she is planning on purchasing ten sheep to raise with her husband's help as well as some ingredients (hibiscus, baobab fruit, sugar, etc.). She will also use 15,000 XOF to get her fridge fixed, and hopes to earn higher revenues this way.

With the profit, she would like to purchase a cabinet and to pay for her personal expenses, since her husband takes care of the family expenses.
View original language description ↓
Le Banc Villageois Nar Yi existe depuis le 12 mai 2010, ce groupe qui est un démembrement dudit Banc Villageois est constitué de trente femmes qui habitent le même village; elles ont comme activités principales le petit commerce et l'embouche ovine.

La responsable Sarakh est âgée de 36ans, mariée elle est mère de cinq enfants, trois filles et deux garçons. Elle mène une activité d'embouche ovine et vend parallèlement de la crème glacée.Sur la photo, elle est debout à droite habillée en tissu kartoum Mauve dominante

Elle achéte les moutons et ingrédients nécessaires pour la fabrication de créme glacée dans les marchés hebdomadaires et revend le produit fini dans les mêmes lieux.

Elle envisage avec son prêt acheter 10 moutons qu'elle va élever avec l'aide de son mari, des produits (bissap,pain de singe, sucre, sachet etc....); utiliser 15000 F pour réparer son réfrigérateur et ainsi espérer gagner plus de revenus.

Elle souhaite acheter une armoire avec ses bénéfices et régler ses besoins personnels car c'est son mari qui a en charge les dépenses familiales.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 38
    View loans »
    Senegal Loans Fundraising
  • $14,558,450
    Funds lent in using Kiva
  • 525.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Nar Yi Group's $4,550 loan helped a member to buy sheep to raise and resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 7, 2012
Jun 13, 2012
Currency Exchange Loss:
Jan 15, 2013