Hou, 37 years-old, has two school-aged children that still completely depend on her. They are in the secondary school level of education. She and her husband are farmers from Baray district, Kompong Tom province. This couple helps each other in managing their farming business to have a better yield. They grow rice and potatoes especially on their inherited farmland that is not far away from their house. Hou, through her efforts and patience, always wishes to generate a higher income and provides a better quality of life for the family. With some of the generated income, she will save and help her children attend a college after they finish high school. So that they might have opportunities to obtain good jobs someday.
Now, Hou is asking for a loan of USD 1,200 to supplement her capital to buy a plot of farmland to expand and increase her production in the coming seasons. She hopes that the loan will have a positive impact on her farming business. She will pay her loan back to our lenders regularly as it’s now her second loan from HKL and Kiva.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.