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Celia Julia
Celia is 48 years old, she lives in the city of Pisco with her partner and her young son. She is a very happy, enthusiastic and hard-working person who makes every effort to provide for her family and give her young son a brighter future. Celia unfortunately finished her studies at secondary school level, due to a lack of financial resources she was unable to pursue a university course, which is why Celia wants to secure the well-being and future of her son so that he can be a good professional and a true person.

With the support of her partner, and her keen desire to get ahead, Celia opened her small grocery store 2 years ago. She works roughly 12 hours a day, during which time she serves an average of 35 customers. She believes that her business is doing well thanks to the good prices and the friendly service she gives her customers.

Celia is extremely grateful to the Kiva loan lenders as thanks to the help they give, she will be able to buy merchandise such as rice, sugar, oil, milk and detergents amongst others. In this way, Celia will have a store that is better stocked and she will be able to increase her sales and financial income. With these increased sales, little by little and in a not-so-distant future, she hopes to be able to finish building her home and give her family a better quality of life.
View original language description ↓
Celia es una mujer de 48 años, vive en la ciudad de Pisco con su pareja y su pequeño hijo, ella es una persona muy alegre, entusiasta y trabajadora, que dedica todos sus esfuerzos para sacar adelante a su familia y brindar un mejor futuro para su pequeño hijo, lamentablemente Celia concluyó sus estudios secundarios, pero por falta de recursos económicos no pudo cursar una carrera universitaria, por ello Celia desea asegurar el bienestar y futuro de su pequeño para que sea un buen profesional y una persona de bien.
Con el apoyo de su pareja y el gran deseo de salir adelante, desde hace 2 años Celia puso en marcha su pequeño negocio de venta de abarrotes, ella dedica a su negocio un aproximado de 12 horas diarias, en las cuales puede atender un promedio de 35 clientes, ella cree que su negocio marcha bien debido a los buenos precios y al trato amable que brinda a sus clientes.
Celia se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, tales como arroz, azúcar, aceite, leche, detergentes, entre otros; de esta manera Celia tendrá su negocio mejor abastecido y podrá incrementar sus ventas e ingresos económicos, ya que con ellos poco a poco en futuro no muy lejano desea poder terminar de construir su vivienda y así brindar una mejor calidad de vida para su familia.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Celia Julia to buy merchandise such as rice, sugar, oil, milk and detergents, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 8, 2012
Listed
Jun 16, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013